Offices

Property insurance aimed at office business is a new product of property insurance aimed at bookkeeping agencies, lawyers’ offices, foreign language schools and other similar activities. 

With this insurance package you will also protect the building itself and all movable items in your office.

What is insured?

Building- premises owned by the insuree or parts of the building- premises which the insuree uses as a leaseholder

• separate building owned by the insuree with all utility rooms
• part of the building- premises owned by the insuree
• integral parts of someone else’s building – premises, which the insurer uses as the leaseholder, including wall,door and window paint and various floor, wall and ceiling coverings
• Glass on windows, doors and shop windows on the building -premises, decoration and protective foils if the damage on them occurred due to the insured event

Movable assets – equipment and supplies

• equipment and supplies (furniture, machines, devices and appliances, supplies of small inventory and office consumables)
• Items owned by third parties which are leased or loaned for use, if there are proper records of them
• special coverage is offered for cash in a locked iron storage, exclusively for risk of burglary and robbery

From which risks is the insurance protecting you?

• Building -premises owned by the insuree or parts of the building – premises which the insuree uses as the leaseholder,

Basic risks: fire, thunder strike, explosion, thunderstorm and hailstorm

Additional risk: water leak from installations

Additional risk: glass breakage

• Movable property- equipment and supplies

Basic risks: fire, thunder strike, explosion, thunderstorm and hailstorm

Additional risk: water leak from installations

Additional risk: burglary and robbery

Trade, catering, craft and industrial services, for which there are separate insurance packages are excluded from this insurance.