Performance of trade and/or services industry

Financial and emotional investment in creation and management of your facility is absolutely amazing. Eliminate any contingency which may jeopardize your business. By purchasing this insurance policy, you will avail yourself of less anxiety and ensure greater focus on your successful business.

Who is this insurance designed for?

Owners and Lessees of facilities – premises

What can you insure?

  • Detached construction facility
  • Part of the construction facility – premises
  • Furniture, machines, devices, appliances and stocks
  • Wall and joinery paint, Various floor, wall and ceiling linings and finishes
  • Glass surfaces on the building
  • Inscriptions, decorations and protective folio
  • Cash

Which perils are you protected against?

Basic perils:

  • fire
  • thunder strike
  • explosion
  • windstorm
  • hail

Supplementary peril:

  • Outflow of water from installations

Additional peril:

  • glass breakage
  • robbery

Example for a coffeehouse
Annual premium : 5.859,00 RSD

Objekat ili lokal u vlasništvu osiguranika ili delovi objekta / lokala koji osiguranik koristi u svojstvu zakupca
  • Osnovno osiguranje: požar, udar groma, eksplozija, oluja i grád;
  • Dopunsko osiguranje: izlivanje vode iz instalacija;
  • Dodatno osiguranje: lom stakla na prozorima, vratima i izlozima objekta ili lokala;
  • Posebno pokriće: osiguranjem su obuhvaćeni i natpisi, ukrasi i zaštitne folije ukoliko je šteta na njima posledica istog osiguranog slučaja kao i šteta na osiguranim staklima na kojima se nalaze, do ukupne ugovorene osigurane sume za dodatno osiguranje

Pokretnosti – oprema i zalihe
  • Osnovno osiguranje: požar, udar groma, eksplozija, oluja i grád;
  • Dopunsko osiguranje: izlivanje vode iz instalacija;
  • Dodatno osiguranje: provalna krađa i razbojništvo;
  • Posebno pokriće: osiguranjem je obuhvaćen i rizik od razbojništva za vreme manipulacije gotovim novcem na blagajni, i to do iznosa od 10% ugovorene sume za dodatno osiguranje.