For retail


Unpredictable disasters of incalculable intensity and consequences and different causes, both natural and technological, cannot be avoided in a great number of cases. However, their detrimental consequences can be alleviated through stipulation of fire insurance.

Which risks are covered?

Our policy offers you, in the first place, protection against basic property risks:

  • Fire and thunder strike
  • explosion
  • windstorm
  • hail
  • impact of own motor vehicle and own self-propelled working machine into the insured construction facility
  • fall of an aircraft
  • manifestation and demonstration.

In order to arrange complete insurance protection of your property, we envisaged a possibility of stipulating a number of supplementary risks:

  • flood, torrent and high water
  • landslide
  • avalanche
  • leakage of liquid
  • outflow of water from water supply and wastewater systems
  • spontaneous combustion of stock
  • overflow of red-hot liquid melted mass.

The insured subject matter can be:

  • Farm households
  • Construction facilities for different purposes with all appertaining parts and all built-in fixtures and equipment
  • Furniture, machines, devices and equipment
  • Goods in trade shops, catering establishments, artisan and industrial companies
  • Stocks of raw materials, intermediate goods, and finished products
  • Wood and coal stocks
  • Forests, felled tree trunks and processed wood in the forest area
  • Dams, railways, bridges, quays, pavements and the alike
  • Museums and exhibitions
  • Theatres, cinemas, circuses, etc.
  • Fairs
  • Drawings, designs, business books, card registers, computer files, models, moulds, patterns, cash, securities and other documents
  • Provided you invest in your security system and instalment of fire-fighting equipment, you will receive benefits when concluding the insurance contract;
  • We indemnify your costs for elimination and mitigation of the damage;
  • We indemnify your costs for clearing away the debris and demolitio